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MONECO's Weekly Wealth of Knowledge - Week of 6/21/21

June 23, 2021
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The Weekly Wealth of Knowledge is your download of this week's most important topics related to financial planning, the markets, and our community. June is Safety month at MONECO Advisors. Our content all month long will focus on things you should be aware off and the steps you need to be taking to protect you and your families, your homes and your assets.

In this issue:

  • How Covid Impacted Retirement Plans (2 min read)
  • Inflation & Real Rate of Return (2 min read)
  • Keeping Summer Breezy & Fun (3 min read)
  • BONUS - Upcoming Cybersecurity Webinar Invite - Last Call

If you enjoy our Weekly Wealth of Knowledge, don't forget to check out our content on Facebook, Linkedin, and Twitter! This week we have Vice President of Business Development, Eric Johnson, introducing our latest content and events. 

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How Covid Impacted Retirement Plans

As we continue to emerge and get our lives back on track in a post pandemic world, it is safe to say that we all learned a lot. For some, the past year may have shaken up some longer term goals, such as retirement, when our work schedules/employment were impacted. In fact, 1/3 of Americans now plan on postponing retirement. If you are in this camp, we are here to help to get your financial plans and eventual retirement back on track, give us a call today.

Click here to read the full article

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Inflation & Real Rate of Return

The real rate of return is an important personal finance concept to understand.

It’s the rate of return on your investments after inflation. The real rate of return indicates whether you are gaining or losing purchasing power with your money.

So with inflation checking in at a 5% annual rate, does that mean any investment with less than a 5% rate of return is losing purchasing power?1

That’s where it gets a little complicated.

In theory, any investment with less than a 5% rate of return may lose purchasing power. But the financial markets are giving mixed signals about how long they expect inflation will stay at its current level. Fed Chair Jerome Powell has indicated that the inflation numbers we are seeing won’t be long lasting and can be attributed to improving economic conditions.2

In the end, the real rate of return is only one factor to consider when building a portfolio. Your time horizon, risk tolerance, and goals are the primary drivers.

We work with financial professionals who monitor inflation to determine whether it’s here to stay or whether it may start to trend lower. But if inflation is starting to worry you, please reach out to the office. We’d welcome the chance to hear your thoughts.

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1. CNBC.com, June 10, 2021 2. CNBC.com, May 3, 2021

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Keeping Summer Breezy & Fun

With June being National Safety Month, we have been providing you content on how you can protect your assets, your home and yourself. With summer in full swing, here are five easy safety steps to take, to ensure you enjoy all of it!

Click here to read the full article

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Upcoming Webinar - Protecting Your Data - Aware & Prepared

Learn More and Register here!

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The Fairfield Police Sunset 5k - Presented by MONECO Advisors

Run the Race!

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Investing involves risks, and investment decisions should be based on your own goals, time horizon, and risk tolerance. The return and principal value of investments will fluctuate as market conditions change. When sold, investments may be worth more or less than their original cost.

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. This material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite, LLC, is not affiliated with the named representative, broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information and should not be considered a solicitation for the purchase or sale of any security.