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Our Approach

The Marsh

"A goal without a plan is just a wish."

Antoine de Saint Exupery

The MONECO Process: Financial Planning for Life®

We believe that financial planning is not a one-time event to check off our client service to-do list. Instead, we see planning as the foundation for every aspect of our work — and a continual cycle that must adapt with you and the markets.

When you partner with our team, you will have lifelong allies guiding you throughout your evolving needs, dreams and goals. To do so, we build every relationship on the following five pillars:

Step 1: Understand

What do you hope to accomplish and why?

Each relationship begins by exploring your specific situation. We want to know you as a person — not as a portfolio. So, we look far beyond your net worth or life stage to uncover what your assets truly mean to you.

We’ll help you:

  • Identify your financial aspirations and concerns
  • Uncover any barriers preventing you from enjoying your wealth
  • Determine the level of involvement you want in your wealth management

Step 2: Educate

What do you need to know to make informed choices?

To build your confidence, we believe you need clear, informed perspectives on your financial plan and strategies. From the beginning of our relationship and through every step after, we’ll show you how we plan to support your complete needs.

We’ll help you:

  • Find ways to know that you’re on track
  • Have the information you need to prepare for your future
  • Use tools that deliver clear, digestible information

Step 3: Strategize

How can we help serve you and build the future you desire?

Once we better understand who you are, what matters to you and where you hope to go, we will start to bring your financial plan to life. We will unite each team member’s experience and tailor strategies for you.

We’ll support you with advice designed to:

  • Take the appropriate steps to solidify your needs and comfort
  • Make connections between your goals and our financial plan
  • Closely track the strategy preserves and grows your net worth

Step 4: Lead

How can we keep you on track toward your goals?

With your plan in place, our job has just begun. Moving forward, our team carefully monitors, reviews and adjusts your strategies while leading you toward the future you desire. Our goal is to give you the freedom to enjoy your life without having to worry about your finances.

We’ll work together as team to:

  • Keep you informed of your plan’s progress
  • Provide proactive service and support
  • Manage cash-flows and make adjustments to keep you on track

Step 5: Evaluate

How can we support you through every life and wealth stage?

We believe that planning is a critical part of effective wealth management, but we also know that life brings changes and surprises. Our goal is to understand and prepare for these occurrences as much as possible by proactively caring for your needs with knowledge and compassion.

We will help you:

  • Explore ways to build income for a lifetime
  • Navigate life events and major purchases
  • Plan for long-term care and support as you age